What It Takes To Raise Capital For An Agri-Business Venture

AGRI BUSINESSIf there is one business area where you can be assure of success, then the area certainly lies within the agri-business circles. Unfortunately, success is assured almost as much as failure is, if one does not take note of obvious pitfalls and avoid them. That explains why raising capital for agribusiness ventures is not an easy thing. You must brace yourself for disappointments if you cannot prove to your prospective capitalists that your venture will take off well and break even on time.  To avoid such disappointments, consider arm yourself with the following tips.

Understand the risks involved

You know what they say about risks in business. The greater the risk, the sweeter the reward. This is of course true.  But then again, no venture capitalist would want to put his or her money where there are no calculated risks. That is why agri-insurance plans come in. Crops fail, disasters ruin farm, crop pest outbreaks occur. How will you deal with these unexpected setbacks if and when they ever occur? Simply have an insurance plan as part of your proposal then assure your prospective venture capitalists that they have nothing to lose should any of the said setbacks derail your project.

Know the market

Take time to research if there is a market for the farm produce that you will reap. There may be a market yes, but what are the market dynamics? Are the buyers consistent with buying prices? These and more questions will help you know if you can break even on time and go on with the project for long. You may also have to learn more about your competitors and come up with smart ways to outdo them. Of course this will take time, effort and hard work. But you shouldn’t be discouraged. That is what business is all about.

The cost of running the project

You will have to buy the latest farm implements, consider labor and of course invest in seeds and fertilizer. These are just but some of the costs you will have to consider before you can roll out your project. You prospective venture capitalist will want to know about these and more. How else will he be able to calculate Return on investment?

Talk to your competitors

Get to know more about the business. The best way to do this is by hearing it from the horse’s mouth. That is why you must set aside time to know what to expect when your project is underway. The other farmers will help you with not just new skills but also with tips on how to overcome different agri-business challenges. You may for instance think you know everything about the weather pattern and conditions required to grow your crop. But a visit to the nearby farm may reveal subtle details that may never have crossed your mind. It could be something as subtle as choosing fertilizer for your lawn. Whatever the case, be willing to learn.  Think of that trip to the nearby farm as a lesson outside the classroom – a practical lesson to speak. Once out of it, you will be able to convince venture capitalists that your project will work.

 

Is starting up free and easy online fundraising for real?

FUNDING

 

To start off, it’ll be kept simple.  Yes.

Online fundraising companies have hit the mark on point and there are many of them out there that are ready to help you from building a site, to advertising, to offering secure donation options and more.  There are sites ready to help you set up a fundraiser for whatever cause you want to get help for and raise funds for that are totally free or at low cost depending on the option road you take.

All you need is a cause.  Whether it’s to raise funds to help support an idea you’ve had that you’d like to have funds to help you build your idea into reality or to help a sick relative.  No matter what your cause is, it can be set up for you through the power of the information superhighway without leaving your house or making phone calls.

These sites take your cause on and help you through the steps of building a site or posting to theirs all the way to giving donors a safe and secure way to make their donations to your cause.  Whether you want to start a business to give driving lessons in Bromley or if you want to raise money for the parts to build the portable water filter you’ve had on the back burner due to lack of funds, they are ready to help you do it.

They have sites that walk you through and make it easy to have your own customized page and provide easy to follow guides that help you raise money online.  You can create an outstanding home page for your site that tells your story and shares your project and why you need help to raise funds and start collecting donations.

It’s simple and yes, most sites are free through the donations made through them to make your idea for a fundraising project come to light.  Some sites cost a portion of the proceeds or an amount based on what you need to set up extras for your fundraiser that you want added.  There’s so much out there, you’ll be amazed at the places that are willing to help get you and your cause funded.

You can reach out through the internet not even for yourself, but you can reach out to help family and loved ones in need of help.  Be it medical or otherwise you can send up a donation site for someone you care about and help them get the aid that they are in need of.  All because you cared enough to help by finding a donation site to host your situation.

Find out today how the internet can help you get your cause, your idea, your journey funded through the good hearts of people who want to see you succeed, and who want to see your idea come to life.  Who want to see your family member walk again through donations made because you took the time to set up a site to let people know someone is in need.

Saving Money on Expenses: Cost Cutting

CUTTING COSTSCost cutting has a nasty connotation attached to it, but it’s a great way for a business to stay afloat. If you don’t want to lay off staff or take out money through a bank, then you need to look into cost cutting. If you own a cafe or a restaurant, one of the best ways t cut down on your costs is to invest in slightly cheaper appliances. Here, we look at some excellent, but inexpensive blenders that you can use in your business to save money.

-       Hamilton Beach Personal Blender

At only fifteen dollars, the Beach is a sweet little blender that will work in any local business or small town cafe. It’s small and compact, so if you don’t use blenders a lot at work this is a great choice. However, because of its size you won’t be able to do many smoothies or juices, so if you get a lot of custom you might need a couple of them, or else think about getting a bigger model.

-       Ostar 6706

The Ostar is a more typical blender. It’s large, has a 450 watt motor and up to ten speeds. Although it’s bigger and better, it still only comes in at twenty dollars. It’s not just for blending, either. It can make sauces and dressings, soups and dips. However, you will need to clean it between each use, as otherwise you’ll contaminate the mixtures. A lot of businesses don’t have the time to keep cleaning after every single use, but if you only do a few throughout the day then this is a great buy. The Ostar is a nifty appliance that will meet the needs of your clients without breaking the bank.

-       Hamilton Beach 58148 Power Elite

If you want to save money but don’t want to sacrifice quality, then you need the Power Elite. It’s more expensive than the others, but it comes with a 700 watt motor, twelve setting and a three year warranty. It’s the best of the three here, but it’s still under fifty dollars. If you’re looking to save money then any of these three will do, but the Beach is definitely the best one here. Find out what’s right for you and your company and don’t worry if cost cutting sounds scary, it can save you, your jobs and your business.

Invest in Getting your Online Accounting Degree

 

With an estimated number of 1.3 million accountants in the workforce (Source: U.S. Bureau of Labor Statistics), obtaining an accounting degree has been all the hype lately. But it was never an option for those unable to commit on a regular basis or for those unable to travel to campus. Until now. Money is always going to be around and so will accountants, so why not invest in a stable job?

 

Online accounting degrees are a convenient and accessible alternative, you can learn more at http://www.rankonlineaccountingdegrees.com/. Still tempted to commence an online degree, but have no idea how? Fear not, for here is a simple and concise guide. As with other degrees, there are generally five types of courses available.

 

Certificate in accounting

Suitable for those with little to no accounting experience and can be completed within a year. It is generally recommended for those who are not entirely sure whether they would want to pursue an accounting-related career but needs to master basic accounting fundamentals for general bookkeeping matters and preparing basic financial statements.

 

Associate’s degree

An associate’s degree provides individuals with solid basics of accounting and is usually completed within two years. Recommended for those considering a career in accounting, people who complete this degree are taught to scrutinize financial statements for accuracy and also to assist in managing the finances of a business. They are authorized to produce basic financial statements. Individuals with an associate’s degree in accounting may also be employed to prepare the payrolls of a business, they would keep records of the employees’ working hours and to ensure that they are paid their wages on time.

 

Future Job Prospects

Accounts clerk – $35,170 per year

Payroll Clerk – $35,170 per year
Bachelor’s degree

A bachelor’s degree requires four years to complete. It serves not only to consolidate a sturdy framework of accounting and business knowledge but also to cultivate leadership and communication skills highly in demand in the business world. Requiring 120 credits, it prepares students for the Certified Management Accountant (CMA), Certified Internal Auditor (CIA), Certified Fraud Examiner (CFE) and Certified Public Accountant (CPA) examinations. Therefore, the bachelor’s degree is perfect for those aiming to be a full-fledged accountant or to take on entry-level business roles.

 

Future Job Prospects

Financial analysts – $76,950 per year

Cost estimators – $58,860 per year

Accountant / Auditor – $63,550 per year

 

Master’s Degree

  • Prerequisite : Bachelor’s degree

A master’s degree typically takes one to two years to complete if one already possesses a bachelor’s degree. It involves further studies in the fields of business, accounting, finance and information systems, therefore equipping individuals with the skills to take on senior roles within a company. For those looking to enhance their career prospects and to take on more challenging positions, a master’s degree would be perfect for you.

 

Future Job Prospects

Certified Public Accountant – $63,550 per year

Tax Auditor -$63,550 per year

 

Doctorate Degree

  • prerequisite – master’s degree

 

A gruelling degree programme that takes hard work, perseverance and seven years to complete. It is ultimately research-based and will potentially deepen one’s knowledge in accounting and the market, such that one becomes an authority in that particular field. For the hard work, it yields brilliant prospects in the fields of academia and business. Graduates typically hold top roles with yearly figures averaging at the six-figure mark.

Future Job prospects

Executive roles – $101,650 per year

Financial Manager – $109,740 per year

 

Thus concludes a brief summary of the available programs, I hope you are better endowed to make an informed choice and to pick an online accounting degree that is most suitable for your career needs.

* All figures stated are median yearly salaries from the U.S. Bureau of Labor Statistics

So what do you do with that photography degree? Go the business route…

BUSINESSNot many people know what they want to do after college, and some people will get a degree in a field that they aren’t really sure is right for them. Sometimes you go into college with a major in Economics and find out that you would rather major in Photography. But what do you do with a photography degree?

Photography is an essential part of most people’s lives. They are either taking self-portraits on their phones or have many photographs hanging on the walls of their apartment or home. Many people like to document every little event in their life with photos. A photo is worth a thousand words, so they say. So what do you plan to do with the knowledge you have acquired from your college career? Why not start a photography business.

Many photographers start out with a college portfolio and end up with a very professional celebrity portfolio. There are many famous photographers such as Ansel Adams, Robert Capa, Annie Liebovitz, and Brian Duffy to name a few.

Each one of these famous photographers has been known for years for their specific photographic art. Some of them do fashion photography and some do landscapes. But whatever you choose to do with your photography career make sure you enjoy it.

There is so much need for photographers in the world that there is always a new and up and coming photographer in the lime light. But one thing is for sure not only do famous people need photographers but so do non-famous people. Take for instance family photographs, and baby’s first birthday photos, who is going to take those if all the photographers work with landscapes and famous people. That’s where you come in with your photography degree.

There is big business in photography studios. The best thing about a studio is that you get to set your own hours and you set your own prices. Many people will call you for ideas, such as senior picture ideas, first birthday ideas, or family holiday photo ideas. This is where your creativity and professionalism comes in. Knowing what works best is a benefit to market.

So how do you get funding for a studio? Well first off your portfolio that you have been building over the course of your college career is your key to getting investors. Since you graduated with a Photography degree you will be knowledgeable in the way things work and you should already have most of the necessary equipment like cameras and some back drops. Props are pretty affordable if you know someone who knits or sews, you can offer discounted photos for props. The rental on your studio is the most expensive thing that comes with building a photography studio. This is something that is a monthly bill, unless you happen to have a home with a built in work shop, then you will need to find a local studio space to rent. Photographers can start working fairly cheap buy buying some business cards and opening a Facebook page for their business. By putting some of your work on Facebook you can showcase your talent to prospective clients.

So know that you have your degree and a path to follow you can get started making money and building your career.

 

Starting a cleaning business is easy

 

There are many businesses that are easy to get into and one of them is a cleaning service. Many people are so busy that they never have the time to clean up their house so they hire a cleaning business to help them keep their houses clean. There are several different types of cleaning businesses such as house cleaners, carpet cleaners, window cleaners, pool cleaners, and office cleaners. Each one of these types of businesses need certain licenses and certificates to do business in the city. But other than the business license and insurance the only other thing you will need is the supplies. That is why this business is so easy to get into.FUNDRAISING

Business license

Some states require a business license for each county that you wish to work in, and some states only require you to obtain a universal license for the state. However the state you live in works, just make sure you check with the city or county business licensing office to make sure you follow the state rules.

Supplies

For any cleaning type job you will need supplies. Based on the type of cleaning job you do determines what cleaning supplies you will need. Take for instance carpet cleaning, to get your carpets and upholstery spring cleaned you will need a carpet cleaner such as a vacuum and shampooer that also works for upholstery. The chemicals you will need to bring would need to be pet friendly, hypoallergenic, and all natural so that you are providing a green living service for your clients. According to this Cape Town based cleaning company there are many services that are offered and you can customize your cleaning services to suit the client’s needs. Each service is price based on the service and time it takes to complete the actual service. Everyone’s prices are different so setting your own prices based on how you feel you should price is all up to you.

Insurance

You will definitely need to check into business insurance. There are many different types of commercial insurance that you will need to do research on. If you plan on having employees you will need have workers comprehension. This type of insurance will cover you when someone gets hurt on the job. You will also need to have a general liability policy for the business which will prevent someone from suing you if something gets broken or stolen from their property by an employee of your company. You will also need to check into any other types of insurance such as commercial auto insurance this will cover any vehicles that you have employed under you.

These are just a few simple things that are not very expensive and can be easily accomplished. If you’re serious about starting a cleaning service business consult with a local business owner that is already doing this and see what information they can offer you to help you get started and established in the cleaning service industry.

Do you need fundraising to make your own phone application?

FUNDRAISINGHow many times have we been thinking of a tedious task in our day or something we always forget and wonder…why isn’t there an app for that? Well you may not have to worry too much anymore because you could be the one to make the app you’ve been waiting for. Be your own start-up company and build your own phone app. These days the market has opened up vastly for those who are looking to build a phone application. You can do it on a budget most likely and you don’t need to get funding for most app projects anymore.

Hone Your Idea

If you’re thinking about an idea, make sure you narrow it down to something specific. For example, you’re thinking that your alarm clock is annoying but your phone alarm has equally lack luster options. If there is a special way you’d like to wake up and a certain something you’d like to create, then narrow it down to that. It would help to scan the application market to see what else is out there that may be similar to what you’re thinking of. You may find there are many or none at all. If you find that you’re the first on the market with this idea, then strike while the iron is hot, so to speak. The longer you wait the more likely it is that someone will be developing something similar right behind you.

Find An App Template

You don’t have to be a web developer anymore. There are thousands of app templates you can download online to get you started. There a templates based on iPhone models, Android models and Windows too. There are also application templates made for computer apps, not necessarily phone apps, so choose which one is right for you.

Consider Your Marketing

Now that you’ve got some design ideas and you’ve mastered your design style, it’s time to think outside of your own backyard. If you’re doing this just for fun or to use with friends, then you may not need an app maker that has some marketing reach. On the other hand, you’ve come this far and developed your idea into something that could make you some money. Why not choose an app maker that has some know-how in the arena of creating some new app awareness?

There is a company called Como that is currently doing a three-pronged approach to app making.

This company will let you create your own design, whether the app is for you or for your company. Once your design or template is decided on, they will set you up with some marketing options to help get the word out about your new product. They have many ways to get the word out for you, including online and offline promotion. They don’t just do digital advertising either. Believe it or not, they have print ads as well so think about how far you’d like your app to go when choosing a way to promote your product. Como also has a management component on their site, which allows the client to track the progress the app is making and to monitor its success. If you’re looking to make something simple, the cost is free but if you want to make an app with more intricate templates and use the marketing, there are monthly plans for that. You can find more information at this site by going to www.como.com.

How to Raise Money in the Energy Sector to Invest in Frac Sand Companies

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When people are worrying about energy crisis, you might feel it is the end of the world and what would you do if all the natural sources of energy exhausts. While energy crisis is a bad thing, it also brings great business opportunities to suffice your energy crisis downside. The industries dealing with oil and shale gas producers as well as refiners, processors and transporters have been enjoying a long history of strong influence of the economy. It is up to the smart entrepreneurs how they would want to make good profits from the energy industry.

 

Private Equity Firms

Best way to identify different sectors which are undervalued have a huge rebound and it is our responsibility to track the activities of the private equity firms and work towards making profit in this sector. If you are planning on investing in the long term plans, the assets need to be purchased when the sector is usually financially troubled. Chief reasons may be focusing on long holding periods and valuation which are the main reasons for going to a private equity. The buyouts are usually treated as one of the top investing plans from more than 10 years now.

How to Raise Money in the Energy Sector?

Exploring alternative sources of energy and making money from them would be a good and a very simple approach if you ask the experts. Carbon related energy is a great opportunity as compared to the shale gas and oil. This energy revolution has led to the enormous demand and supply of energy in the upcoming markets. Because of this revolution, individual investors can take great advantage of this situation. Hence oil and natural gas related stocks do not have much value. There is still concern about the weak global economy and the oversupply of natural gas in US. Investors with private equity are richly rewarded for improving the energy sector revenue. If you are an investor looking for environmentally safe, financially sound, renewable energy and climate friendly kind of investments are really worth trying in order to raise money in the energy sector to invest in frac sand companies.

 

Touchbase on the Other Sources of Energy

Marketing green technologies, wind energy, solar energy, hydro power, biomass energy, etc are some of the alternative sources of energy which the frac and sand companies need to explore if they need to maintain a balance between the revenue various energy sectors has to offer. Private equity is one of the best options which you may want to consider if you are planning to raise money in the energy sector for any kind of investment.

As the renewable energy and natural gas demands are increasing, companies producing frac sand are gaining importance and are liable to making good business. As the renewable sources of energy scales up, prices are becoming highly competitive. This way you can estimate the profit that can be got from investing in this energy sector.

 

Starting a Smoothie Business

START A BUSINESSStarting a business can be a fun and exciting time. Many people start out with a simple idea, like hey I want to make smoothies, but they don’t know where to start. Well let’s start by talking about what you will need in the store for4 the blending of smoothies. Then we will discuss the store front type that you would need. Last we will talk about funding options.

What equipment would you need to start a smoothie business? Many people don’t realize the cost of the equipment can be quite expensive, but if you shop for preowned equipment, or you purchase an affordable option then you can control some of the cost that is associated with the equipment purchases. You will need blenders for the smoothies, for this you are going to need the best blenders around and without reviews how are you to know which one is the right one. There are many review sites out there that will help you with this process. You will also need a freezer for storing the frozen fruit, ice and the yogurt and juices. This also can be bought as preowned equipment making it more affordable. Make sure you check all the reviews on the items you are purchasing. When you purchase newer models you will get warranties so make sure you weigh your options before purchasing.

The next thing you will need to think about is where you want your store front to be. Do you want a small sit down shop or do you just want a basic pick up location? Maybe you want a mobile smoothie shop so you can travel to work sites, and office locations, or parks to sell the smoothies. Many people are starting to sell specialty foods and drinks from mobile food trucks. A smoothie food truck will be a great way to get your smoothies out in the world and draw in more customers. This is also a cheaper way to invest in your smoothie dream. Store fronts cost monthly rent, electrical, plumbing, and many other expenses. But on a food truck you just need your generator on your truck, the truck insurance, the cost of the truck, and your licensing, and gas. These can actually cost less than the store front would cost. You wouldn’t need any seating and you can carry all your supplies for the day in your food truck and replenish every day.

Funding options are another thing that will need to be considered. How will you get your funding? Do you have collateral? Are your relatives going to help with the purchases? Have you developed a professional business plan to present to investors or a bank? These are all questions that need to be answered. Funding for a business can come from many different sources. Family can invest in your dream for a stake in the profits or because they believe in your work ethics. It’s always best to not borrow money form family since it can cause rifts in the relationship. If you have rich relatives who are interested in investing in a small startup business this is a great time to talk with them and get their input. Many investors want to see a well thought out plan that will reflect the man behind the plan. So when trying to get investors explore all your options and make sure you involve the right people in your idea because some people are shady and may steal your idea.

 

Starting a small business is very stressful-let’s help with that!

running businessmanStarting a small business can be very stressful for some people. There are many things that go into the planning of a business proposal. Most the time you will need to consult a business plan writer, but if you can’t afford that, you can do some research online about how to write a business plan for a small business loan. Once you have the business plan written you will need to secure a loan. If your credit is excellent then you should have no problem securing a small loan with collateral, but in order to get a small business loan you will need an exceptional business plan to present to the bank. Sometimes banks are not the only places that you can secure a small business loan from. Sometimes you can get sponsors to help you get started for a percentage of the revenue.

Friends and family are also a helpful resource. If you have relatives that are wealthy then one option is to present them with your small business plan and see if they would like to invest in your future endeavors. Not everyone will be willing to help, that doesn’t mean they don’t believe in your idea, that simply means that they may be too busy to help you, or maybe they just can’t see your vision for your small business. One thing is for sure starting a small business is going to be very nerve racking and stressful. At times it is going to feel like you are not getting anywhere and then other times you are going to feel like you might actually see you’re plans come into action. Once you secure a loan the next step is to start looking for a location for your business if it isn’t going to be a business run out of your home.

When looking for a place to invest your money into you should consider the traffic in the area. Has there been many different businesses that have moved in and out of the retail area? Is the revenue of existing businesses enough to sustain you an income? These are questions that should be researched and documented. Once you find the perfect location you will begin to negotiate with the realtor for the property of your choice. Sometimes the property can be a purchase only option, or a rental property. Rental properties come with short term and long term leases. Once you have made your purchase it’s time to start getting your small business ready for opening. The longer this takes the more loss in revenue you will experience. You can’t start earning revenue till you have stoked your small business and opened the doors to the public. The first year is always the hardest. You don’t really see any profit since you’re still trying to build your business but once you start seeing profit from your small business you can celebrate by buying you something nice to take the stress away. One of the things you should consider for a stress relief option would be a massage chair, by googling the best massage chair online you can find one that will suit your needs. This will help you relieve the stress that has accumulated over the time it took you to build your small business.