When your experience in hospitality can really count.



Working in the hospitality industry is often quite a reliable career choice and there are endless possibilities available should you wish to progress. Hospitality is the business of making people feel welcome and relaxed and that can range from working in a cocktail bar to working as an entertainer at a hotel. If you have a business in the hospitality industry you may want to expand your company or introduce another form of revenue. This might seem like a daunting prospect but it may be the most important decision you make.

In today’s economy hospitality is one industry that is still managing to thrive despite the fact that the industry relies on people having money to spend on things that are considered more of a luxury rather than a necessity, such as a holiday for example. Of course the industry has been effected, especially tourism, but the effects have not been as bad globally as they have been in other industries. This is possibly due to the fact that we all still need to treat ourselves on occasion, whether it is through a meal out at a nice restaurant or spending the night in a B&B.

Raising the funds to improve upon your pub, nightclub, hotel or restaurant, or to branch out into another sector should you wish, is not as difficult as it sounds. You know your industry very well. You probably have enough experience to know what some extra cash could do for your business. Perhaps you own a few takeaways and think the town a few miles away might also be a good place to set up another one. Your knowledge and expertise in the industry will encourage financial lenders to give you a helping hand raising finances and there are quite a few non status options available to you.

Getting customers in through your door is of course the biggest challenge, especially if there is a lot of nearby competition. There are promotional things you can do for this, such as student discount nights or an O.A.P lunchtime special menu for example, but of course even advertising for these types of things can cost a lot of money. It can be a good idea to spend some time researching your competition and see what they are doing promotionally wise. Perhaps you can think of some unique ideas that your competitors are not doing. Of course many business owners in the hospitality industry may also have some financial problems. This is normal for most industries at some point but in hospitality sometimes other factors can cause a drop in income, such as bad weather for example as this does affect people leaving their homes and going out. The time of year can also play a part onyour business. Christmas can either be one of the busiest times for some businesses in the hospitality industry, such as bars, clubs and restaurants, while for other companies such as cafes it can be a quiet period. Even if your finances are not as healthy as they could be at the moment and you have cash flow problems you can read more here for borrowing options available to you.

Just remember that raising finances is often a lot easier if you have experience in your industry and you have some good ideas to put forward to financial lenders.

Raising Funds for New Wheels: to Lease or Not to Lease is the Question


When it comes to buying a car, many people feel overwhelmed. And quite understandably so, since the process involves great deal of price negotiations, decision making and so on. Most important is answering the question: should you lease or should you acquire a loan to fund the car? In this guide, we will see the pros and cons of both, buying and leasing. However, before we delve into the technicalities of these processes, let us take a quick look at the trends in car financing today.

Trends in Car financing

Up until the recent past, people would not dream of leasing, ever. The term ‘leasing’ was, simply put, highly confusing. Leasing a vehicle usually meant that an individual was unable to afford it, or that he was given the vehicle on loan by his employer with monthly expense deduction from his salary. However, all this has changed. Today leasing does not come with the associated social stigma it once did.

Now that the basics have been cleared, let us study the pros and cons of either process.

Leasing: Types, advantages and disadvantages

Leasing allows you to use a car for a limited time period, at the end of which, you do not own the vehicle. Leases for automobiles are of two types: financial lease (wherein a residual value is preset) and a novated lease. In the former, should you choose to buy the car at the end of the lease period, dealers consider the residual value to set the price. A novated lease is generally used by businesses where an employee may use a vehicle leased by the company on his behalf for a set period. The responsibility of paying the rent lies in the employees’ hands; should s/he quit the company, the vehicle may be retained by him with all legal responsibilities now being handed over to him/her by his employers.

Naturally, the benefits of leasing include tax benefits, ability to preserve one’s cash flow, increased flexibility in type of vehicles one drives as well as maintenance benefits.

On the down side, leasing does not grant you ownership so you cannot modify the vehicle and must return/buy it at the end of the agreed period. There are many Ford Lease deals NJ which can explain the car leasing process in a simplified manner.

Loans: Types, Advantages and disadvantages

A car loan helps you fund the purchase of a car and naturally, unlike leases, you need to pay the full amount of the vehicle to the seller. Car loan funds can also be of different types like variable rate or fixed rate of interest, secured or non secured loan and also variations based on the period of the loan along with other terms and conditions. Naturally, the biggest advantage of using this method to finance the vehicle is that you can claim ownership of it and do as you please with the vehicle. On the downside, you need to shell out more money than you would in lease (and the fact that the lender can demand full payment at any time.)

Conclusion: Which option should you choose?

Naturally, the decision of buying or choosing vastly depends on one’s personal circumstances. Cars are also hobbies for some drivers; many want to try bigger, better and faster models as and when they are released. Naturally, for such people, leasing is a better choice. On the other hand, some drivers tend to be a bit hard on their vehicles. For them, buying is the better choice, since leasing requires one to return the car in mint condition.

Thus, the decision to buy or lease depends on individual objectives and current financial situation. In either case, it helps to be educated and well informed about both these financing options for vehicles. This can help you get much needed confidence when you step into a dealer’s showroom. For more information on buying versus leasing a car, click here.



Start a Woodcutting and Logging Business



Thinking about building a business, but don’t know what to start? 

In this crowded industry, finding a business that will make you stand among the others is a real challenge. But sometimes, all it takes is a little creativity and willingness to think outside of the box. Many experts and financially successful individuals tell that in order to be successful, you should do what you love to do; and from what I have found – that’s true.

If you love the outdoors and enjoy doing physical work while earning, then a woodcutting and logging business may be an ideal business for you. There is a marvelous opportunity for you as a small woodcutting and logging company. Today, more and more people are realizing the importance of saving our environment. You could use your business to promote a healthier forest by offering a service that cut out dead or diseased trees, or to market your products as green alternatives.

Tools and Equipment

Good and reliable equipment are a must for any woodcutting or logging business. One of the primary tools that you should purchase if you don’t already have one is an axe. While it’s no longer considered as important as it was before – since lots of modern equipment have now popped up – it still comes in a handy when working out in the woods. Get the best item that you can buy.

Another very essential tool that is needed for your wood business is a chainsaw. However, there are so many types and models available that choosing one can give you a real headache. So if you want to make your buying decision easier, ask someone you know who uses a chainsaw a lot. Or visit this website, www.chainsawcrazy.com, for more sound advice. Once you have purchased the chainsaw you need, make sure to treat that tool with great care and respect. It’s one of the many tools you have that will help you
make your business successful.

And of course, you also need to get your own truck or whatever kind of delivery vehicle to bring your woods to your customers. But if you can’t make the purchase right away, find a reliable truck rental company or have your customers pick up their orders. Sooner or later, however, you have to purchase your own vehicle if you really want your business to expand.

Some of the tools that you will need also include the following: splitting wedges, splitting maul, climbing safety equipment, maintenance tools, and protective gear, such as safety glasses, gloves, body shield, and work boots.

Sources of Wood

Since it’s a wood business, you definitely have to find a location, where there is a lot of wood sources. Well, this seems to be a hard task at the beginning, especially if you live in the city, where the place is already filled with concrete buildings. But if you will just do your homework, you will realize that there is too much wood around. If you don’t have your own wood lot, find landowners who will let you rent their wood lots. Some landowners will even allow you to use their property at no cost at all, as long as you keep the place clean or give them a part of the profits.

Market Your Business

As with all other businesses, advertising your own is very crucial – this will make your business visible to prospective clients, therefore, make it more profitable. One of the very first important moves is to let your family and friends know about your business and ask them to spread the word. While there are now a lot of faster and better way to promote your service, word-of-mouth is still one of most effective methods in advertising. The best thing about it is you don’t have to manage it, which makes the process simpler. But of course, you cannot just rely in this one form of advertising. Since we are already in the digital age, you also have to use the modern approach to make your business a lot more visible, such as placing ads in local newspapers or bulletin boards, creating websites, and promoting with the use of social media.

Starting a woodcutting and logging business is definitely not simple, but it’s very exciting and rewarding since it could provide you a good amount of income if handled well.

Time to think about taking your fundraising project to the information superhighway

FUNDRAISINGThere’s a cause you have that you’d like to raise funds for but don’t know how to go about it.  For some it might be an invention they have an idea for, but lack the money to get it started and can’t get a loan to cover the cost.  Most probably aren’t sure where to begin to try to raise funds to get their idea or cause together to present to the intended market.  Well, let me tell you from the get go that you’re right now exactly where you need to be to make it happen.  The internet!

You’re in a great place to find a way to start a fundraiser whether it’s for yourself or to raise funds for someone else, there are sites dedicated to help you raise funds for what you want to do.  Some even put a site together for you at no cost to start a way for you to raise funds at no cost to you.  They help you get a site for your cause up and running to help you raise the money you need.

It could be anything such as to raise money for a sick friend or family member that needs a special treatment and they can’t afford it. Also it could be something like you found a way to make a portable water filter that fits right inside a purse or pocket so you can filter fresh water from any source and need funding to make it a reality.  There are sites out there that can help you from building a webpage for you or giving you a donation button to post online that they can make an online gift to your cause.  Some sites help for free, or at low cost to you and make it possible to have your fundraiser out there in the open to get help.

You can start an online fundraising campaign and raise money and get set up to accept donations online and you don’t have to lift a finger except give the information that you’d like to see posted.  Some sites even accept images so you can show who or where the donor’s money is going to and explain for what cause.

A lot of the sites that help by offering personal fundraising programs to people take care of everything so you don’t have to worry about how to receive the money.  They use places like PayPal and online banking so that the person making the donation is safe and protected by a legit company and will feel comfortable in doing so.

So when you get up in the morning and go through your daily routine starting with reading the note your significant other left you telling you to look up some electric toothbrush reviews for her since she’s interested in getting one.  Go ahead and find her an electric toothbrush guide then get to your computer, and take a look and see the best way you can go about online fundraising and which one will work best for you and your cause.  Take a look around and you might see that you’re in good hands already.


Work at home options for new mums

Having a baby can be a life changing experience for some and after giving birth you may decide you don’t want to be out at work all day. It may be possible that you are able to work for your company from home but for many people this just isn’t possible, so what options do you have open to you if you want to become your own boss and work from home?

Get creative

If you have a creative streak and you are able to write coherently and with good grammar then a writing career may suit you perfectly. There are many avenues open to a person that has a way with words. When trying to launch a new writing career it is best to start by writing about what you know. For example, you could write articles on being a new mum or on the pros and cons of breastfeeding. If you don’t breastfeed and are looking at other options you might be interested in this link: http://www.bestbreastpumpadvisor.com

Perhaps you can write stories? Many magazines will pay for good stories from their readers. It could be a fictional story or a real-life story, all magazines vary on what they look for. If you are used to organizing events you might be able to write press releases, or if you have done a lot of travelling then carrying out some travel writing might suit you. If you think a writing career might be something you are good at then it would be advisable to join some freelance websites that cater for writers so that you can create a profile and start applying for those writing jobs.

mother working at home

Sell unwanted items on auction sites

This is a great way of starting out working for yourself. Before you decide to invest in stock you can start by selling your unwanted items or unwanted items that family and friends have donated to you. This means the risk is minimal and it’s a good way to see if it is a job you will like. If after a few months you are still enjoying selling on auction sites then you could start to think of investing in some stock and selling something else. Do a little bit of research first though to find something to sell that is not so common, otherwise there will be a lot of completion for you to compete with and that can be hard going when you first start out.

Become a remote P.A

Many bosses are now hiring remote P.A’s or secretaries. As long as you have access to a landline, the internet and a mobile phone you are half way there. Working as a secretary or a P.A remotely can be a great part time or full time career and as you are at home you are around to keep an eye on your family. Most of the time the work just involves sending email, answering phone calls, making appointments and generally organizing a schedule for your boss. As long as you are organized, are reliable and have good timekeeping skills this may be a great job for you.

There are options open to new mums looking to work for home either in the short term or long term. Just remember to seek advice from your local government tax office first so you are aware of what contributions (if any) you need to make.

Radiation Therapy Schools will turn you into a true Hero

In the modern world, getting a good career is critical for survival. This career will however be determined by the kind of education that a person receives. The healthcare sector is offering a large number of employment opportunities and especially in the radiation therapy field. This is a new career in the treatment of cancer related diseases and many people are venturing in it. As a result of these, a large number of radiation schools have come up. Each one of them is specially designed to ensure that the students get the best education that they can access. If you need to venture in the field, it is crucial that you identify the best schools in the region. There are a number of factors that you can use to determine the best suited school.

Choose the career path wisely

Opting for the medicine career is one of the best choices in life. This is actually evident from the number of radiation therapy schools available in the world. There are very many students graduating each day in these schools meaning that there are ready employment opportunities for them in the future. The medicine career is one of the most paying as doctors and nurse are paid of hourly basis, you can read more about that here. Medicine field however requires a lot of dedication because there are many aspects included. For instance, a person has to have some knowhow in mathematics and sciences. These are one of the hardest subjects in schools are a person should be good in them to be able to prosper in the radiation therapy field. Again, it is good to check on your personality because treating cancer patients will require a lot of patience and dedication.

Carry out a lot of research

The fact that there are many radiation schools in the world is an advantage as well as a limitation. As a student, you can easily fall for the best radiation therapy schools or the worst ones in the area. This is the main reason why a lot of research is mandatory. After effective research, a person is able to identify the various requirements and thus make the decision with all the considerations in mind. This is because the learning mechanisms of the schools are different and there are some which are better than others. Again, the school fees usually vary depending with the location and ranking of the medical school. The most important consideration is however to check on the quality of education offered in the schools. Some of the useful sites include www.radiationtherapyschoolshq.com.

Radiologists play a big role in the society as they give big hope to people suffering from cancer, a very deadly disease. Some of them usually lose hope in the early stages and they need to be assured that there are high survival chances. To contribute positively to this, get in the radiation therapy schools and get the required skills. This will give you the opportunity to help those who are not able to assist themselves. Moreover, the studies are diverse and you will get enough general knowledge.

You’re first in line to help raise funds to help others, now take time and help fund yourself

Fundraising is a big part of who you are.  You like to help people in need when you have free time to spare.  You like to take the hands on approach to fund raising.  You’re often seen at the forefront with a hammer when it comes to helping build a home for someone who needs one.  Whether it’s baking delicious goodies to sell at a fundraiser to help send your local school’s French class to Paris, or joining in a charity walk to help raise funds to show your support for Multiple Sclerosis research; you spend your time doing what you can for others.

That’s great that there are people like you that help those in need, and bring causes to light.  People like you really make a difference in the lives of others one way or another as you choose to show your support.  If it wasn’t for you, we’d be down a person in the society who helps make life a little brighter for others and we don’t want to lose that.

How about yourself?  You keep yourself so busy in lending a helping hand to others, you’ve put yourself on the backburner which is respectable, but you have to take care of your own needs and causes.  Working full time and spending all your free time helping others is to be applauded most definitely, but don’t forget to take care of you own situations.  Your own needs.  Take a little time for you.  Do something that you’ve always wanted to do for yourself, such as getting into some gardening around the house, taking a weekend trip to a wine tasting festival, or even investing in one of those fun looking trampolines for exercise.  Yeah…, that’s it…, for exercise.  It looks like so much fun though and exercise isn’t supposed to be fun.  Well, find more info at this page if it tickles your fancy.

Take time to do a fundraiser for yourself.  Buy yourself something nice as a treat for all the time you’ve been putting out to make sure others get what they need.  Take up a hobby that you’ve always wanted to learn about but never made time to.  It doesn’t have to be extravagant, it could be as simple as picking up a book and having an evening with a glass of the wine you bought at the festival you went to and have a good read.  In order to take time to take care of others, you have to remember to take care of yourself as well.

Don’t worry, it’s okay to take some time for yourself.  Look at is as refueling so that when the next cause comes around that you want to jump in and help out, you’re feeling refreshed by having done something for yourself for once.  Add yourself to your calendar and take a day to spend on you.  There’s always a charity or cause that will be around for you to help.  So take time to take care of your own charity.  Yourself.  Refresh and refuel then get back to it.


Is starting up free and easy online fundraising for real?



To start off, it’ll be kept simple.  Yes.

Online fundraising companies have hit the mark on point and there are many of them out there that are ready to help you from building a site, to advertising, to offering secure donation options and more.  There are sites ready to help you set up a fundraiser for whatever cause you want to get help for and raise funds for that are totally free or at low cost depending on the option road you take.

All you need is a cause.  Whether it’s to raise funds to help support an idea you’ve had that you’d like to have funds to help you build your idea into reality or to help a sick relative.  No matter what your cause is, it can be set up for you through the power of the information superhighway without leaving your house or making phone calls.

These sites take your cause on and help you through the steps of building a site or posting to theirs all the way to giving donors a safe and secure way to make their donations to your cause.  Whether you want to start a business to give driving lessons in Bromley or if you want to raise money for the parts to build the portable water filter you’ve had on the back burner due to lack of funds, they are ready to help you do it.

They have sites that walk you through and make it easy to have your own customized page and provide easy to follow guides that help you raise money online.  You can create an outstanding home page for your site that tells your story and shares your project and why you need help to raise funds and start collecting donations.

It’s simple and yes, most sites are free through the donations made through them to make your idea for a fundraising project come to light.  Some sites cost a portion of the proceeds or an amount based on what you need to set up extras for your fundraiser that you want added.  There’s so much out there, you’ll be amazed at the places that are willing to help get you and your cause funded.

You can reach out through the internet not even for yourself, but you can reach out to help family and loved ones in need of help.  Be it medical or otherwise you can send up a donation site for someone you care about and help them get the aid that they are in need of.  All because you cared enough to help by finding a donation site to host your situation.

Find out today how the internet can help you get your cause, your idea, your journey funded through the good hearts of people who want to see you succeed, and who want to see your idea come to life.  Who want to see your family member walk again through donations made because you took the time to set up a site to let people know someone is in need.

Saving Money on Expenses: Cost Cutting

CUTTING COSTSCost cutting has a nasty connotation attached to it, but it’s a great way for a business to stay afloat. If you don’t want to lay off staff or take out money through a bank, then you need to look into cost cutting. If you own a cafe or a restaurant, one of the best ways t cut down on your costs is to invest in slightly cheaper appliances. Here, we look at some excellent, but inexpensive blenders that you can use in your business to save money.

–       Hamilton Beach Personal Blender

At only fifteen dollars, the Beach is a sweet little blender that will work in any local business or small town cafe. It’s small and compact, so if you don’t use blenders a lot at work this is a great choice. However, because of its size you won’t be able to do many smoothies or juices, so if you get a lot of custom you might need a couple of them, or else think about getting a bigger model.

–       Ostar 6706

The Ostar is a more typical blender. It’s large, has a 450 watt motor and up to ten speeds. Although it’s bigger and better, it still only comes in at twenty dollars. It’s not just for blending, either. It can make sauces and dressings, soups and dips. However, you will need to clean it between each use, as otherwise you’ll contaminate the mixtures. A lot of businesses don’t have the time to keep cleaning after every single use, but if you only do a few throughout the day then this is a great buy. The Ostar is a nifty appliance that will meet the needs of your clients without breaking the bank.

–       Hamilton Beach 58148 Power Elite

If you want to save money but don’t want to sacrifice quality, then you need the Power Elite. It’s more expensive than the others, but it comes with a 700 watt motor, twelve setting and a three year warranty. It’s the best of the three here, but it’s still under fifty dollars. If you’re looking to save money then any of these three will do, but the Beach is definitely the best one here. Find out what’s right for you and your company and don’t worry if cost cutting sounds scary, it can save you, your jobs and your business.

Invest in Getting your Online Accounting Degree


With an estimated number of 1.3 million accountants in the workforce (Source: U.S. Bureau of Labor Statistics), obtaining an accounting degree has been all the hype lately. But it was never an option for those unable to commit on a regular basis or for those unable to travel to campus. Until now. Money is always going to be around and so will accountants, so why not invest in a stable job?


Online accounting degrees are a convenient and accessible alternative, you can learn more at http://www.rankonlineaccountingdegrees.com/. Still tempted to commence an online degree, but have no idea how? Fear not, for here is a simple and concise guide. As with other degrees, there are generally five types of courses available.


Certificate in accounting

Suitable for those with little to no accounting experience and can be completed within a year. It is generally recommended for those who are not entirely sure whether they would want to pursue an accounting-related career but needs to master basic accounting fundamentals for general bookkeeping matters and preparing basic financial statements.


Associate’s degree

An associate’s degree provides individuals with solid basics of accounting and is usually completed within two years. Recommended for those considering a career in accounting, people who complete this degree are taught to scrutinize financial statements for accuracy and also to assist in managing the finances of a business. They are authorized to produce basic financial statements. Individuals with an associate’s degree in accounting may also be employed to prepare the payrolls of a business, they would keep records of the employees’ working hours and to ensure that they are paid their wages on time.


Future Job Prospects

Accounts clerk – $35,170 per year

Payroll Clerk – $35,170 per year
Bachelor’s degree

A bachelor’s degree requires four years to complete. It serves not only to consolidate a sturdy framework of accounting and business knowledge but also to cultivate leadership and communication skills highly in demand in the business world. Requiring 120 credits, it prepares students for the Certified Management Accountant (CMA), Certified Internal Auditor (CIA), Certified Fraud Examiner (CFE) and Certified Public Accountant (CPA) examinations. Therefore, the bachelor’s degree is perfect for those aiming to be a full-fledged accountant or to take on entry-level business roles.


Future Job Prospects

Financial analysts – $76,950 per year

Cost estimators – $58,860 per year

Accountant / Auditor – $63,550 per year


Master’s Degree

  • Prerequisite : Bachelor’s degree

A master’s degree typically takes one to two years to complete if one already possesses a bachelor’s degree. It involves further studies in the fields of business, accounting, finance and information systems, therefore equipping individuals with the skills to take on senior roles within a company. For those looking to enhance their career prospects and to take on more challenging positions, a master’s degree would be perfect for you.


Future Job Prospects

Certified Public Accountant – $63,550 per year

Tax Auditor -$63,550 per year


Doctorate Degree

  • prerequisite – master’s degree


A gruelling degree programme that takes hard work, perseverance and seven years to complete. It is ultimately research-based and will potentially deepen one’s knowledge in accounting and the market, such that one becomes an authority in that particular field. For the hard work, it yields brilliant prospects in the fields of academia and business. Graduates typically hold top roles with yearly figures averaging at the six-figure mark.

Future Job prospects

Executive roles – $101,650 per year

Financial Manager – $109,740 per year


Thus concludes a brief summary of the available programs, I hope you are better endowed to make an informed choice and to pick an online accounting degree that is most suitable for your career needs.

* All figures stated are median yearly salaries from the U.S. Bureau of Labor Statistics