So what do you do with that photography degree? Go the business route…

BUSINESSNot many people know what they want to do after college, and some people will get a degree in a field that they aren’t really sure is right for them. Sometimes you go into college with a major in Economics and find out that you would rather major in Photography. But what do you do with a photography degree?

Photography is an essential part of most people’s lives. They are either taking self-portraits on their phones or have many photographs hanging on the walls of their apartment or home. Many people like to document every little event in their life with photos. A photo is worth a thousand words, so they say. So what do you plan to do with the knowledge you have acquired from your college career? Why not start a photography business.

Many photographers start out with a college portfolio and end up with a very professional celebrity portfolio. There are many famous photographers such as Ansel Adams, Robert Capa, Annie Liebovitz, and Brian Duffy to name a few.

Each one of these famous photographers has been known for years for their specific photographic art. Some of them do fashion photography and some do landscapes. But whatever you choose to do with your photography career make sure you enjoy it.

There is so much need for photographers in the world that there is always a new and up and coming photographer in the lime light. But one thing is for sure not only do famous people need photographers but so do non-famous people. Take for instance family photographs, and baby’s first birthday photos, who is going to take those if all the photographers work with landscapes and famous people. That’s where you come in with your photography degree.

There is big business in photography studios. The best thing about a studio is that you get to set your own hours and you set your own prices. Many people will call you for ideas, such as senior picture ideas, first birthday ideas, or family holiday photo ideas. This is where your creativity and professionalism comes in. Knowing what works best is a benefit to market.

So how do you get funding for a studio? Well first off your portfolio that you have been building over the course of your college career is your key to getting investors. Since you graduated with a Photography degree you will be knowledgeable in the way things work and you should already have most of the necessary equipment like cameras and some back drops. Props are pretty affordable if you know someone who knits or sews, you can offer discounted photos for props. The rental on your studio is the most expensive thing that comes with building a photography studio. This is something that is a monthly bill, unless you happen to have a home with a built in work shop, then you will need to find a local studio space to rent. Photographers can start working fairly cheap buy buying some business cards and opening a Facebook page for their business. By putting some of your work on Facebook you can showcase your talent to prospective clients.

So know that you have your degree and a path to follow you can get started making money and building your career.


Starting a cleaning business is easy


There are many businesses that are easy to get into and one of them is a cleaning service. Many people are so busy that they never have the time to clean up their house so they hire a cleaning business to help them keep their houses clean. There are several different types of cleaning businesses such as house cleaners, carpet cleaners, window cleaners, pool cleaners, and office cleaners. Each one of these types of businesses need certain licenses and certificates to do business in the city. But other than the business license and insurance the only other thing you will need is the supplies. That is why this business is so easy to get into.FUNDRAISING

Business license

Some states require a business license for each county that you wish to work in, and some states only require you to obtain a universal license for the state. However the state you live in works, just make sure you check with the city or county business licensing office to make sure you follow the state rules.


For any cleaning type job you will need supplies. Based on the type of cleaning job you do determines what cleaning supplies you will need. Take for instance carpet cleaning, to get your carpets and upholstery spring cleaned you will need a carpet cleaner such as a vacuum and shampooer that also works for upholstery. The chemicals you will need to bring would need to be pet friendly, hypoallergenic, and all natural so that you are providing a green living service for your clients. According to this Cape Town based cleaning company there are many services that are offered and you can customize your cleaning services to suit the client’s needs. Each service is price based on the service and time it takes to complete the actual service. Everyone’s prices are different so setting your own prices based on how you feel you should price is all up to you.


You will definitely need to check into business insurance. There are many different types of commercial insurance that you will need to do research on. If you plan on having employees you will need have workers comprehension. This type of insurance will cover you when someone gets hurt on the job. You will also need to have a general liability policy for the business which will prevent someone from suing you if something gets broken or stolen from their property by an employee of your company. You will also need to check into any other types of insurance such as commercial auto insurance this will cover any vehicles that you have employed under you.

These are just a few simple things that are not very expensive and can be easily accomplished. If you’re serious about starting a cleaning service business consult with a local business owner that is already doing this and see what information they can offer you to help you get started and established in the cleaning service industry.

Do you need fundraising to make your own phone application?

FUNDRAISINGHow many times have we been thinking of a tedious task in our day or something we always forget and wonder…why isn’t there an app for that? Well you may not have to worry too much anymore because you could be the one to make the app you’ve been waiting for. Be your own start-up company and build your own phone app. These days the market has opened up vastly for those who are looking to build a phone application. You can do it on a budget most likely and you don’t need to get funding for most app projects anymore.

Hone Your Idea

If you’re thinking about an idea, make sure you narrow it down to something specific. For example, you’re thinking that your alarm clock is annoying but your phone alarm has equally lack luster options. If there is a special way you’d like to wake up and a certain something you’d like to create, then narrow it down to that. It would help to scan the application market to see what else is out there that may be similar to what you’re thinking of. You may find there are many or none at all. If you find that you’re the first on the market with this idea, then strike while the iron is hot, so to speak. The longer you wait the more likely it is that someone will be developing something similar right behind you.

Find An App Template

You don’t have to be a web developer anymore. There are thousands of app templates you can download online to get you started. There a templates based on iPhone models, Android models and Windows too. There are also application templates made for computer apps, not necessarily phone apps, so choose which one is right for you.

Consider Your Marketing

Now that you’ve got some design ideas and you’ve mastered your design style, it’s time to think outside of your own backyard. If you’re doing this just for fun or to use with friends, then you may not need an app maker that has some marketing reach. On the other hand, you’ve come this far and developed your idea into something that could make you some money. Why not choose an app maker that has some know-how in the arena of creating some new app awareness?

There is a company called Como that is currently doing a three-pronged approach to app making.

This company will let you create your own design, whether the app is for you or for your company. Once your design or template is decided on, they will set you up with some marketing options to help get the word out about your new product. They have many ways to get the word out for you, including online and offline promotion. They don’t just do digital advertising either. Believe it or not, they have print ads as well so think about how far you’d like your app to go when choosing a way to promote your product. Como also has a management component on their site, which allows the client to track the progress the app is making and to monitor its success. If you’re looking to make something simple, the cost is free but if you want to make an app with more intricate templates and use the marketing, there are monthly plans for that. You can find more information at this site by going to

How to Raise Money in the Energy Sector to Invest in Frac Sand Companies


When people are worrying about energy crisis, you might feel it is the end of the world and what would you do if all the natural sources of energy exhausts. While energy crisis is a bad thing, it also brings great business opportunities to suffice your energy crisis downside. The industries dealing with oil and shale gas producers as well as refiners, processors and transporters have been enjoying a long history of strong influence of the economy. It is up to the smart entrepreneurs how they would want to make good profits from the energy industry.


Private Equity Firms

Best way to identify different sectors which are undervalued have a huge rebound and it is our responsibility to track the activities of the private equity firms and work towards making profit in this sector. If you are planning on investing in the long term plans, the assets need to be purchased when the sector is usually financially troubled. Chief reasons may be focusing on long holding periods and valuation which are the main reasons for going to a private equity. The buyouts are usually treated as one of the top investing plans from more than 10 years now.

How to Raise Money in the Energy Sector?

Exploring alternative sources of energy and making money from them would be a good and a very simple approach if you ask the experts. Carbon related energy is a great opportunity as compared to the shale gas and oil. This energy revolution has led to the enormous demand and supply of energy in the upcoming markets. Because of this revolution, individual investors can take great advantage of this situation. Hence oil and natural gas related stocks do not have much value. There is still concern about the weak global economy and the oversupply of natural gas in US. Investors with private equity are richly rewarded for improving the energy sector revenue. If you are an investor looking for environmentally safe, financially sound, renewable energy and climate friendly kind of investments are really worth trying in order to raise money in the energy sector to invest in frac sand companies.


Touchbase on the Other Sources of Energy

Marketing green technologies, wind energy, solar energy, hydro power, biomass energy, etc are some of the alternative sources of energy which the frac and sand companies need to explore if they need to maintain a balance between the revenue various energy sectors has to offer. Private equity is one of the best options which you may want to consider if you are planning to raise money in the energy sector for any kind of investment.

As the renewable energy and natural gas demands are increasing, companies producing frac sand are gaining importance and are liable to making good business. As the renewable sources of energy scales up, prices are becoming highly competitive. This way you can estimate the profit that can be got from investing in this energy sector.


Starting a Smoothie Business

START A BUSINESSStarting a business can be a fun and exciting time. Many people start out with a simple idea, like hey I want to make smoothies, but they don’t know where to start. Well let’s start by talking about what you will need in the store for4 the blending of smoothies. Then we will discuss the store front type that you would need. Last we will talk about funding options.

What equipment would you need to start a smoothie business? Many people don’t realize the cost of the equipment can be quite expensive, but if you shop for preowned equipment, or you purchase an affordable option then you can control some of the cost that is associated with the equipment purchases. You will need blenders for the smoothies, for this you are going to need the best blenders around and without reviews how are you to know which one is the right one. There are many review sites out there that will help you with this process. You will also need a freezer for storing the frozen fruit, ice and the yogurt and juices. This also can be bought as preowned equipment making it more affordable. Make sure you check all the reviews on the items you are purchasing. When you purchase newer models you will get warranties so make sure you weigh your options before purchasing.

The next thing you will need to think about is where you want your store front to be. Do you want a small sit down shop or do you just want a basic pick up location? Maybe you want a mobile smoothie shop so you can travel to work sites, and office locations, or parks to sell the smoothies. Many people are starting to sell specialty foods and drinks from mobile food trucks. A smoothie food truck will be a great way to get your smoothies out in the world and draw in more customers. This is also a cheaper way to invest in your smoothie dream. Store fronts cost monthly rent, electrical, plumbing, and many other expenses. But on a food truck you just need your generator on your truck, the truck insurance, the cost of the truck, and your licensing, and gas. These can actually cost less than the store front would cost. You wouldn’t need any seating and you can carry all your supplies for the day in your food truck and replenish every day.

Funding options are another thing that will need to be considered. How will you get your funding? Do you have collateral? Are your relatives going to help with the purchases? Have you developed a professional business plan to present to investors or a bank? These are all questions that need to be answered. Funding for a business can come from many different sources. Family can invest in your dream for a stake in the profits or because they believe in your work ethics. It’s always best to not borrow money form family since it can cause rifts in the relationship. If you have rich relatives who are interested in investing in a small startup business this is a great time to talk with them and get their input. Many investors want to see a well thought out plan that will reflect the man behind the plan. So when trying to get investors explore all your options and make sure you involve the right people in your idea because some people are shady and may steal your idea.


Starting a small business is very stressful-let’s help with that!

running businessmanStarting a small business can be very stressful for some people. There are many things that go into the planning of a business proposal. Most the time you will need to consult a business plan writer, but if you can’t afford that, you can do some research online about how to write a business plan for a small business loan. Once you have the business plan written you will need to secure a loan. If your credit is excellent then you should have no problem securing a small loan with collateral, but in order to get a small business loan you will need an exceptional business plan to present to the bank. Sometimes banks are not the only places that you can secure a small business loan from. Sometimes you can get sponsors to help you get started for a percentage of the revenue.

Friends and family are also a helpful resource. If you have relatives that are wealthy then one option is to present them with your small business plan and see if they would like to invest in your future endeavors. Not everyone will be willing to help, that doesn’t mean they don’t believe in your idea, that simply means that they may be too busy to help you, or maybe they just can’t see your vision for your small business. One thing is for sure starting a small business is going to be very nerve racking and stressful. At times it is going to feel like you are not getting anywhere and then other times you are going to feel like you might actually see you’re plans come into action. Once you secure a loan the next step is to start looking for a location for your business if it isn’t going to be a business run out of your home.

When looking for a place to invest your money into you should consider the traffic in the area. Has there been many different businesses that have moved in and out of the retail area? Is the revenue of existing businesses enough to sustain you an income? These are questions that should be researched and documented. Once you find the perfect location you will begin to negotiate with the realtor for the property of your choice. Sometimes the property can be a purchase only option, or a rental property. Rental properties come with short term and long term leases. Once you have made your purchase it’s time to start getting your small business ready for opening. The longer this takes the more loss in revenue you will experience. You can’t start earning revenue till you have stoked your small business and opened the doors to the public. The first year is always the hardest. You don’t really see any profit since you’re still trying to build your business but once you start seeing profit from your small business you can celebrate by buying you something nice to take the stress away. One of the things you should consider for a stress relief option would be a massage chair, by googling the best massage chair online you can find one that will suit your needs. This will help you relieve the stress that has accumulated over the time it took you to build your small business.

Should you borrow money from family to start a charity?

Sometimes are will is much bigger than our financial options. Although we might find it hard to get along with our every day bills and expenses, it is always possible to find a way for charity.visit this post for more details.

Sometimes our cause is much more important then what we have at our disposal in our bank accounts. It is possible to show the world that your cause is important enough to call their attention and also to ask for the funding. Although some people feel wary of asking money for family and friends to put into a cause, this is a wonderful opportunity to put your ideals into practice.

Talk to your family.

Many people debate whether or not asking money to familiars is correct, especially if they are planning to use this money to help other people. Sometimes families are willing to help you, as a member of the family, however they are not willing to share their dollars with the world. It is possible to show your family that what you have in mind is truly a great goal to be pursued. The more information you give the higher your chances are going to be.
Is asking money to your family correct?

Starting a charity is indeed a very noble cause, that can help thousands of people or even animals! Sometimes people tend to feel as if they were doing something wrong, after all asking family members is much easier then actually applying for a loan. Some people might feel as if they were forcing their families to somehow lend money thanks to blood ties. Although this might go through your mind, do not worry! Your cause is much more important than what people will or will not think about yourself.

What if my family does not have spare money to lend?

If your family is going through difficult times when it comes to finances then asking for money for charity is not a good idea. Some people might think of it as an insult, and will never take you seriously again. You might be seen as someone heartless that wants to take from the family yo give to other people. If you would like to avoid all of this headache make sure you avoid asking for family funding when they do not have anything spare to give you.

financial problems

The bottom line.

It is not bad to ask your family for money, especially if you have such a great goal in mind. If you have a family that has money to spare and that is also willing to see you help people, then go ahead, ask for money and they will probably help you. Now, if your family does not have a lot, avoid asking them, it will be much better. Instead try looking for other funding sources such as crowdfunding, it can definitely be helpful for you. If you would like to know more about when to borrow and receive funding make sure you check the following link

How much does it cost to start a business?

Although starting a business can be quite complex and costly it certainly has its advantages. Being your own boss and being able to put your projects into the real world simply do not have a full blog post for more updates.

Although some people consider starting their own business as something “very expensive”, how expensive would that truly be? In fact starting a business from scratch is notthat expensive , it always depends on people’s idea of what expensive truly is. Researches and studies have been made and the average cost of a brand new company is somewhere around $40.000 dollars. It is essential that we understand in what we will be investing once we create our own business.

The types of Expenses.

When you start a business you need to know in what you will be investing. There are 2 things that cost most of the money invested :

The operational costs and the assets costs. Now let’s understand them both. The operational costs are the expenses you will have with rent, marketing materials, supplies, state incorporation fees, legal fees, business trips, payroll and so on. As for the Assets expenses they are related to the purchase of property, vehicles and general equipment (such as computers, furniture and so on).

Know where you truly need to spend.

The amount of money needed will truly depend on the size of the business that you intend to create. Sometimes you do not need to spend money with assets if you are going to run a home business. Perhaps you do not need to spend a lot of money on payroll if you will work solo. There are several different details that need to be taken into account. It is very important to assign a list and then make sure you follow it throughout the whole company planning.

Make sure you don’t underestimate. Spend what you have available.

There is a huge mistake that can definitely put your whole new business into danger. Some people tend to underestimate how much they are going to change. If you are doing this, then make sure you stop immediately. If you underestimate you will only be creating a huge snowball that will become bigger by the time. It is essential that you are as realistic as possible regarding fees, costs and expenses in general. You can spend as little as $40.000 dollars, however you can also need $200.000 dollars to only get started. It is very important that you have the right plans and also the right personnel to support you throughout the whole process.


The bottom line.

Make sure you keep a few things in mind: the costs vary depending in what you plan to create. You can spend less than $50.000 dollars in certain projects, however depending in what you are willing to start you will need much more than that. Never underestimate, this can compromise your whole project. Be real and everything will become reality.

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Can you get funding for a business when you still have student loans?


Whether you are still a student or have already graduated, starting a business might not be the easiest thing to do. Although it is not impossible, it is becoming harder by the minute to get “Financial Angels” to help you make your business dreams come true. Getting a loan to start a business is already challenging, now let’s make it even less probable if you are still owing money for financial institutions, because of your student loans. Of course this does not make things impossible, however having an extra loan to pay makes things a little extra complicated for start Up wannabes.

Getting funding can be quite complicated.

It is common to search the web and find dozens of student testimonials narrating their difficulties to get their business started, especially when they are still dealing with student loans on the side. These students must worry about their new business and also with past issues and work, making life quite erratic to say the least. Most banks and credit companies are not willing to risk their stability to help you out, even though you have a great plan in mind. It is therefore quite hard to find funding with the traditional methods, which means getting a brand new loan with a bank or any kind of credit institution.

Keep your Hopes Up!

There are certain “Angels”, as they are called, that are willing to finance small businesses, even if you are a student or have any kind of student loan to pay off. These “Angels” can help you with smaller amounts, such as a few thousands at the most. You can visit an “Angel” company here. They will not worry about your past, however keep in mind that you will also need to pay them back. You can take a look at their official site and see why they are willing to believe in your project, even when you have loans to pay off.


If you are willing to try a brand new way to get money in order to start your own business then you can give Crowdfunding a try. Here you will create your page on any crowdfunding site  and then present your project. People will then decide whether or not they will give you money. You might get donations of people from all over the world, it all depends on your project and how you present it.

Subprime Business Funding

The bottom line.

As a conclusion it is possible to state that students that are still dealing with student loans can get money to fund their new business. Although this might be a hard task it is possible. Of course students will have to look for other resources that are not the traditional ones such as bank loans and credit cards. However if they put enough will into their project and look for funding options they will definitely be able to make their business become a reality.

5 Places to Find Start Up Capital for your Business Idea

Do you have a wonderful idea that could truly turn into something great?! If the answer is yes then you should try to have your own business by becoming a start up owner. If you still do not know what a start up is then here it goes :start ups are small companies that were created in order to pursue a project. Now that you have your idea and a start up in mind it is time you find the top 5 placed to find capital for your project!

Your family

It is one of the most obvious options for those who would like to raise some money. The family can be a great way to start, after all they are most likely to believe in your plans and aspirations. You can talk to your family members and show them all of your plans and dreams. Perhaps people will indeed trust in your plan and lend you some needed cash. Of course you should also present a payment plan, that way they know you have good intentions and is willing to pay them back.follow her latest blog post for more information.

Credit Unions

Credit Unions provide all kinds of services, including business loan financing. They are usually very interested in funding small companies, after all today Start Ups have a very good reputation before the market. Apart from trusting small projects they are willing to see the whole community change, which could bring some extra profit for them. These unions also offer loans with the lowest interest rates in the market.

Community Banks

Community banks are not afraid in helping small people that have an uncertain plan just like you. Most bigger banks are afraid of not getting paid back, and here is where the Community banks come in. These smaller banks are used to lending money to people that do not have a stable financial life yet, which means they are willing to believe in your dreams and help you out with some cash, after all a start up does not cost that much to begin with.

Selling some Assets

Perhaps you have a spare car or even some things home that can be worth a lot of money. This is a great opportunity for you to sell old stuff and make some great cash out of it. It is possible for you to get a couple thousands of dollars and then start your own business. Although some people are afraid of selling their own things to bet into something uncertain, this is a great way to have the cash ready and also not have to pay anyone back in the future.

small business owner


This is a new style of site that helps people gather money for several different reasons. You can present your idea and hope someone will believe in you and donate you some cash. It is possible to get thousands, as long as people feel close to your cause.

For other methods to finance your Start Up company make sure you check